The answer is false. It increases your chances of identity theft. In identity theft fraud, the thief uses your name, private information, and credit to take products and services and leaves you holding a bag of troubles. They get information through the following: Stealing Mail, wallet or purses Sending a change of address Soliciting account information over the phone Accessing personal information you share on the Internet Using fake websites to get your personal information Posing as a person with legitimate access to your credit report.